Denise Stephens picture

Denise Stephens

Senior Mortgage Banker | NMLS: 698705
  • (301) 520-7023
  • dstephens@monarch1893.com

1 Research Court, Suite 345
Rockville, MD 20850

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you\'re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

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Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home

While spring and summer are traditionally popular for real estate transactions, the fall and holiday months offer unique advantages that can make buying a home during this period particularly beneficial.

Published on 11/27/2024

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Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own

While living with parents can be a practical solution in certain circumstances, exploring homeownership can offer long-term financial benefits and personal growth.

Published on 11/20/2024

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Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase

While economic indicators like inflation and Federal Reserve policies are important, the current increase in housing inventory and slower price growth present a promising opportunity for homebuyers.

Published on 11/13/2024


Denise Stephens picture
Denise Stephens picture

Denise Stephens

Senior Mortgage Banker

Monarch Mortgage | NMLS: 698705

Getting started is Quick & Easy

If you have any questions, I’m here for you

purchase

refinance